Toni Blog

Here are tips on choosing an insurance agent, since so many agents out there that offer insurance. Choose the right insurance agent, because insurance is a long-term investments 1. Make sure the agent has a license to sell from AAJI (Indonesia Life Insurance Association) 2. Accessible 3. You match the personal 4. Job as an insurance agent is a Full Timer 5. Product knowledge is excellent  image reference

There was carelessness on me for car insurance, I forgot to renew the insurance policy. As a result, my car had to re-alias surveyed re photographed, but many are not baretan I claim. When I delivered this insurance does not want to know, the procedure must be repeated surveys and they just want a smooth car aka neat. Surely it with my car situation like this no one would accept that the ends have caught would claim. I would not want to fix that ends before the additional expenditure. Well, even should spend money to repair old remains better than that they would not accept insurance. With state of the chaotic city of Jakarta, low discipline, crime, will bear the risk of greater cost than I spend to repair the car and then of course for insurance again. Lessons I learned from this negligence: There's money, dear father 39th 1. Should remember the next payment due date 2. Damage claims immediately before the expiration of the insurance (if jaga2 fixed point no.1 forget) And m...

Transport goods from one place to another around the world either by air, sea and land is very risky, and often there is damage or loss during the trip, you need insurance olehkarenanya carriage of goods (marine cargo insurance) Additional collateral a marine cargo clause (guarantees one) generally provide additional jamian for: 1. guarantee from warehouse to warehouse (warehouse to warehouse) 2. guarantee loading and unloading (loading and unloading risks) 3. guarantee general average losses and general average contributions 4. guarantee war, strikes, riots, and turmoil (war, strikes, riots and civil commotions) 5. guarantee theft, squirrels jumping and not sent (theft, pilferage and non-delivery) Exceptions Cargo insurance (marine cargo insurance) does not guarantee: · Natural leakage, reduced weight or volume of a normal or reasonable wear and tear · Delay, and loss of profits · Wrappers or less appropriate preparation or lack of adequate · Mechanical damage or electrical damag...

Health insurance is probably the most important insurance to have. Costs of expensive health services will be very costly if you are not guaranteed by insurance. No few people who had to sell his property to cover the cost of hospital care. You do not have to like that by having insurance. However, health insurance is a fairly complicated product to understand because of the wide variety offered by the insurance provider. Naturally when you can be confused by it. Health insurance in Indonesia is currently provided either by government or private. Government through Askeskin (poor health insurance) to ensure the health costs to a certain amount for the poor people Askeskin cardholders. The civil service is also guaranteed by the Government health costs through PT.Askes who paid the premiums through payroll deduction PNS. If you are not poor and not a government employee, you can purchase commercial insurance programs run by many private companies and foreign national. In fact, PT Askes ...

Health insurance is probably the most important insurance to have. Costs of expensive health services will be very costly if you are not guaranteed by insurance. No few people who had to sell his property to cover the cost of hospital care. You do not have to like that by having insurance. However, health insurance is a fairly complicated product to understand because of the wide variety offered by the insurance provider. Naturally when you can be confused by it. Health insurance in Indonesia is currently provided either by government or private. Government through Askeskin (poor health insurance) to ensure the health costs to a certain amount for the poor people Askeskin cardholders. The civil service is also guaranteed by the Government health costs through PT.Askes who paid the premiums through payroll deduction PNS. If you are not poor and not a government employee, you can purchase commercial insurance programs run by many private companies and foreign national. In fact, PT Askes ...

* Coverage area of travel. Is travel only ASEAN regional level, Asia or Worldwide. To travel the world level is also seen whether including non-USA or USA. This will affect the pricing policy for health services in the USA is very expensive. * Style is how the roads used. Are backpacker or first class. There paket2 backpacker insurance with the theme of the cost and have a longer duration. Unfortunately for Indonesia backpacker insurance is not too famous. * Consider whether to insure your luggage. Do bring barang2 valuable or just traveling light. For the professional photographer has its own insurance for the camera and alat2. Passport and money is also worth noting. However, jewelry and money there kes batasan2 usually does not include the high value. * The length of travel time. The price of insurance depends on the duration or length of trip. In some maximum terms are 21 days and then calculated per week. * What activities will dilakoni during road. For sports adventures, trav...

Having a car is very nice course, but with increasing crime and still lack the level of kedisplinan other motorists of traffic regulations which have made the growing risk of disaster in our cars, such as robbery, large or small collision and theft. Currently it is not only just, bad consequences of natural disasters, like floods are a thing that often causes harm to the car owner. For that, a solution has a lot of car owners who take advantage of special insurance of motor vehicles such as Adira Insurance. But in choosing the insurance that must be considered much before the stated agreement to use his services. Because if the wrong choice, it is not impossible that you could actually harmed, so it's good you have to consider several things before choosing a car insurance services, namely: 1.Quality: Make sure the insurance first to be elected, including insurance categories have received prediket Best General Insurance, Indonesian Best Brand Award, Indonesian Customer Satisfact...

many interesting stories related to this health insurance, one of my favorite reply is to guard the bike parking. income could reach 30,000 to 50,000 / day, if only he had put aside just 10,000 a day, when one of the park's guards died, his family could get about 60 to 80 million. Unfortunately this program the idea was rejected, and 3 - 4 months later it happened ... the family abandoned the park guards do not get anything right. I've asked my friend to give me a story more relevant reply with this health insurance, just smoga useful. Public opinion about health insurance Many people understand the health insurance with a different view, most of the paradigm of health insurance that does not wear. Call it the A, Si A cured once wrote his name with health insurance, the period he was working (now retired), to pay premiums for mercy troublesome aja, klo belon collectors come again ... far more troublesome. (Krn may look serem time yes ... hehehe) health insurance protection...

Indonesian society in general still do not make insurance one needs for the survival of family life. Therefore we try to provide commentary about the importance of insurance for the family finances, both short and long term. For example, life insurance (life insurance). Life Insurance Briefly life insurance is the provision of funds to protect or maintain the continuity of the family life of a loved one. If you are still naked and not married then it might be better if you buy health insurance (if there is no benefit from the company). Or maybe you can buy insurance for kristis diseases or so-called critical illness insurance. With this insurance, if you are diagnosed, then you will get the money at once or before Sump, which can be used to fulfill your daily needs. Determining Insurance If you need life insurance for terntentu purposes, such investments for maintaining the child's education costs, the calculation of the amount required sum assured becomes easier, at least 6 times ...