How to Set up Education Funds
Although the new school year is still several months away, but many parents have started to "hunt" school for their child. Looking for a good school for the baby is not easy. Especially when considering the exact cost is not small.
One way to set up education funds is through education insurance. What was that education insurance? Perhaps not everyone knows, real education insurance product is life insurance products. Yes, education insurance is life insurance cash value of the deposit return your premiums, at the time agreed upon and approved by you as a customer and the insurance company.
When you come to the insurance company, and asked to be opened education insurance products, they will provide a calculation of the amount of premiums that you deposit, the cash value that can be taken, and the sum assured can be obtained after completion of the insurance contract. Well that's the cash value that you can use to fund your child's future education.
So, actually selling insurance protection for your soul, but with the bonus of a cash value that can be taken at times agreed upon for example at every level of education of our children years in levels of school children.
What advantages? Education insurance usually provides certainty in terms of numbers. This means that we are promised in certain years we are given a number of funds they have promised. For example, by paying a premium in a certain amount, can a monthly or yearly, we are given the promise of getting some funds that are usually tailored to their educational levels such as kindergarten, elementary, and so on.
Insurance is different from education and other education planning products such as educational savings.
Education savings will provide you with the results obtained from the applicable rate. That is, the amount of your savings will really depend on how much the interest rate that occurred during the time you save. The problem could be the value of your educational savings are not the same as described in the illustration earlier. So it could be lower, but it is possible also to be higher.
Which is better? If you want the certainty of value, must have better insurance. Imagine, no matter what they have to pay as promised. But if the aim is not the value of money, maybe education savings could be an option.
In education insurance, with the same amount of premium, if you choose to provide funds at every level of education, amount of funds that automatically you will get divided. Meanwhile, if you choose to provide funds only in higher education, the results at the time your child entered college, the result will be quite high.
For example, an education insurance premiums required to be paid by customers for Rp.350.000 per month for 10 years. If the sum assured you will gain from this insurance is IDR 100 million, so if you ask these values divided by level of education, then the equivalent value of IDR 100 million that will be shared by the insurance. But when asked at the end say when your child to college, then dapatnya big enough for your cash value is not reduced.
Now, please specify which method you want to go to set up education fund for your baby.
source: www.tabloidnova.com
One way to set up education funds is through education insurance. What was that education insurance? Perhaps not everyone knows, real education insurance product is life insurance products. Yes, education insurance is life insurance cash value of the deposit return your premiums, at the time agreed upon and approved by you as a customer and the insurance company.
When you come to the insurance company, and asked to be opened education insurance products, they will provide a calculation of the amount of premiums that you deposit, the cash value that can be taken, and the sum assured can be obtained after completion of the insurance contract. Well that's the cash value that you can use to fund your child's future education.
So, actually selling insurance protection for your soul, but with the bonus of a cash value that can be taken at times agreed upon for example at every level of education of our children years in levels of school children.
What advantages? Education insurance usually provides certainty in terms of numbers. This means that we are promised in certain years we are given a number of funds they have promised. For example, by paying a premium in a certain amount, can a monthly or yearly, we are given the promise of getting some funds that are usually tailored to their educational levels such as kindergarten, elementary, and so on.
Insurance is different from education and other education planning products such as educational savings.
Education savings will provide you with the results obtained from the applicable rate. That is, the amount of your savings will really depend on how much the interest rate that occurred during the time you save. The problem could be the value of your educational savings are not the same as described in the illustration earlier. So it could be lower, but it is possible also to be higher.
Which is better? If you want the certainty of value, must have better insurance. Imagine, no matter what they have to pay as promised. But if the aim is not the value of money, maybe education savings could be an option.
In education insurance, with the same amount of premium, if you choose to provide funds at every level of education, amount of funds that automatically you will get divided. Meanwhile, if you choose to provide funds only in higher education, the results at the time your child entered college, the result will be quite high.
For example, an education insurance premiums required to be paid by customers for Rp.350.000 per month for 10 years. If the sum assured you will gain from this insurance is IDR 100 million, so if you ask these values divided by level of education, then the equivalent value of IDR 100 million that will be shared by the insurance. But when asked at the end say when your child to college, then dapatnya big enough for your cash value is not reduced.
Now, please specify which method you want to go to set up education fund for your baby.
source: www.tabloidnova.com
Komentar
Posting Komentar