Insurance Card Security
You may want to make sure you know where the health insurance card.
According to a recent study, 2010 Report of the Identity Fraud Survey, the research firm Javelin Strategy & Research, 7 percent of the victims of identity fraud this year, identity thieves steal information from their health insurance, versus only 3 percent last year.
So although the actual dollar amount of medical identity fraud was not significantly increased 2008-2009, James Van Dyke, president and founder of Javelin, said he expects more cases of health insurance fraud identity appear next year and more Learning beyond. "We are seeing more criminals access to private medical records in our survey now, and therefore expect to see results improve health services in the years to fraud" study, "said Mr. Van Dyke.
Health insurance, such as identity theft occurs when someone impersonates someone else in the hospital or doctor - using stolen card health insurance or bank account numbers or personal data such as numbers Social Security or driver's license - to obtain health insurance for surgery or other treatment. People often learn they are victims of fraud when you receive a medical bill or notice of what will be covered by your health insurance company.
The emergence of this relatively new area of identity fraud (this year is the first annual Javelin has followed the changes in the fraud) is mainly due to two factors, Mr. Van Dyke said, health care providers' notes more accessible to electronically, through federal incentives to do so, and a large number of people who can not obtain health care coverage.
"Doctors have not focused as much on the protection of health care records, and the incentives that are available to make these electronic records, we have a recipe for a growing problem," he said. Moreover, the provider of medical services often believe that patients without an insurance card that said if they have other evidence such as driver's license, he said.
Deception is part of a large increase in identity fraud - the Javelin defined as the unauthorized use of other personal data for illicit financial gain - in the back of the global economic slowdown and high unemployment.
The study, based on telephone interviews in November and co-sponsored by several financial services companies, estimated that the number of victims of identity fraud in the U.S. rose 12 percent to 11.1 million adults in the 2009, while total amount of annual fraud increased by 12.5 percent, to $ 54 billion.
However, the average response time fraud fell 30 percent, to 21 hours, partly because of consumer education and assistance from financial institutions, among other factors.
However, according to Javelin, health insurance fraud related to identity very worrying because the relative cost. The average victim of identity fraud to pay $ 373, while the health insurance of the victim of fraud to pay $ 2228, fraud and general health insurance is about $ 12,100 overall, compared to $ 4841 for an average case of identity fraud.
Furthermore, due to relatively new type of fraud, industry, health care does not have the processes and formulas to deal with this fraud quickly.
If you find a victim of fraud, Anne Wallace, president of the Identity Theft Assistance Center, a nonprofit group supported by the financial industry, it is advisable to ask the police report and contacted medical providers and your insurance company in writing detailing how they bill for services not and a copy of your police report.
The resolution "is likely to happen, but can take much longer than in other cases by the relatively new phenomenon," he said. Mr. Van Dyke, Javelin, said he has encouraged the financial industry to help healthcare providers learn how to deal with these scams.
Have you ever been the victim of insurance fraud-related health, and if so, how the resolution process? If not, do not worry about such scams, and what suggestions do you have for not being a victim?
According to a recent study, 2010 Report of the Identity Fraud Survey, the research firm Javelin Strategy & Research, 7 percent of the victims of identity fraud this year, identity thieves steal information from their health insurance, versus only 3 percent last year.
So although the actual dollar amount of medical identity fraud was not significantly increased 2008-2009, James Van Dyke, president and founder of Javelin, said he expects more cases of health insurance fraud identity appear next year and more Learning beyond. "We are seeing more criminals access to private medical records in our survey now, and therefore expect to see results improve health services in the years to fraud" study, "said Mr. Van Dyke.
Health insurance, such as identity theft occurs when someone impersonates someone else in the hospital or doctor - using stolen card health insurance or bank account numbers or personal data such as numbers Social Security or driver's license - to obtain health insurance for surgery or other treatment. People often learn they are victims of fraud when you receive a medical bill or notice of what will be covered by your health insurance company.
The emergence of this relatively new area of identity fraud (this year is the first annual Javelin has followed the changes in the fraud) is mainly due to two factors, Mr. Van Dyke said, health care providers' notes more accessible to electronically, through federal incentives to do so, and a large number of people who can not obtain health care coverage.
"Doctors have not focused as much on the protection of health care records, and the incentives that are available to make these electronic records, we have a recipe for a growing problem," he said. Moreover, the provider of medical services often believe that patients without an insurance card that said if they have other evidence such as driver's license, he said.
Deception is part of a large increase in identity fraud - the Javelin defined as the unauthorized use of other personal data for illicit financial gain - in the back of the global economic slowdown and high unemployment.
The study, based on telephone interviews in November and co-sponsored by several financial services companies, estimated that the number of victims of identity fraud in the U.S. rose 12 percent to 11.1 million adults in the 2009, while total amount of annual fraud increased by 12.5 percent, to $ 54 billion.
However, the average response time fraud fell 30 percent, to 21 hours, partly because of consumer education and assistance from financial institutions, among other factors.
However, according to Javelin, health insurance fraud related to identity very worrying because the relative cost. The average victim of identity fraud to pay $ 373, while the health insurance of the victim of fraud to pay $ 2228, fraud and general health insurance is about $ 12,100 overall, compared to $ 4841 for an average case of identity fraud.
Furthermore, due to relatively new type of fraud, industry, health care does not have the processes and formulas to deal with this fraud quickly.
If you find a victim of fraud, Anne Wallace, president of the Identity Theft Assistance Center, a nonprofit group supported by the financial industry, it is advisable to ask the police report and contacted medical providers and your insurance company in writing detailing how they bill for services not and a copy of your police report.
The resolution "is likely to happen, but can take much longer than in other cases by the relatively new phenomenon," he said. Mr. Van Dyke, Javelin, said he has encouraged the financial industry to help healthcare providers learn how to deal with these scams.
Have you ever been the victim of insurance fraud-related health, and if so, how the resolution process? If not, do not worry about such scams, and what suggestions do you have for not being a victim?
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